Q: What is a “House Survey”?
A: house survey is an objective visual examination of the physical structure and systems of a home, from the roof to the foundation. Our building surveyor’s report will include an evaluation of the condition of the home’s roof, attic, roof coverings, insulation, exterior, grounds, heating system, plumbing and electrical systems; interior walls, ceilings, floors, windows and doors and visible structure. Having a home inspected is like giving it a physical check-up.
Q: Why you should choose to have a Professional House Inspection?
A: We cannot emphasize enough the value and necessity of a professional home inspection. Many home purchasers, either in the desire to save the €300 to €400 that a good inspection costs, or due to simple ignorance, have spent enormous sums of money repairing items that any good building surveyor would have pointed out.
Any offer to purchase you make should be contingent upon a professional house survey with a satisfactory report. Do not let anyone, not your family or friends, and especially not the seller or builders dissuade you from having the property thoroughly inspected! Not only will you sleep much sounder after you have moved into the house, a professional inspection can give you the ability to opt out of a contract on a defective house. If the contract is written contingent on an acceptable inspection, any defects in the home must be either repaired or monetarily compensated for. If you are not satisfied, you have the option to cancel the contract.
Don’t wait until you have placed an offer on a house before you begin the search for a building surveyor. If you start trying to find a building surveyor at the last minute, you may not find an acceptable one to schedule it in the necessary time frame, you will only have two choices: go with an surveyor that is not your first choice, or run the risk of not getting the house professionally surveyed. (which could void any chance of having the seller take care of repairs). Neither is an acceptable alternative!
Q: Why do I need a building survey?
A: The purchase of a home is probably the largest single investment you will ever make. You should learn as much as you can about the condition of the property and the need for any major repairs before you buy, so that you can minimize unpleasant surprises and difficulties afterwards. Of course, a building survey will also point out the positive aspects of a home. After the inspection, you will have a much clearer understanding of the property you are about to purchase, and will be able to make a confident buying decision.
If you have owned your home for a long time, a house survey can identify problems in the making and recommend preventive measures which might avoid costly future repairs. In addition, home sellers may opt for having a survey prior to placing the home on the market to gain a better understanding of conditions which the buyer’s building surveyor may point out. This provides an opportunity to make repairs that will put the house in better selling condition.
Q: How much does a house survey cost?
A: The house survey cost for a typical single family residence varies. The building survey cost will depend upon the size of the house, particular features of the house, its age, and possible additional services, such as wells or septic systems.
However, do not let cost be a factor in deciding whether or not to have a house survey, or in the selection of your building surveyor. The knowledge gained from an inspection is well worth the cost, and the lowest priced surveyor is not necessarily a bargain. The inspector’s qualifications, including his experience, training, and professional affiliations, should be the most important consideration. If you require a bank valuation from auctioneers in dublin or any other county you should consult a local auctioneers.
Q: Can’t I do it myself?
A: Even the most experienced home owner lacks the knowledge and expertise of a professional building surveyor who has inspected thousands, of homes in his or her career. A building surveyor is familiar with all the elements of home construction, their proper installation, and maintenance. He or she understands how the home’s systems and components are intended to function together, as well as how and why they fail.
Above all, most buyers find it very difficult to remain completely objective and unemotional about the house they really want, and this may affect their judgment. For the most accurate picture, it is best to obtain an impartial third party opinion by an expert in the field of building surveys.
Q: Can a house fail a survey?
A:No. A professional building survey is an examination of the current condition of your prospective home. A building surveyor, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what may need repair or replacement.
Q: How do I find a building surveyor?
A: The best source is a friend, or perhaps a business acquaintance, who has been satisfied with, and can recommend, a building surveyor they have used. In addition, your Solicitor or estate agents are also generally familiar with the service, and should be able to provide you with a list of names from which to choose.
Whatever your referral source, be sure to ascertain the building surveyor’s professional qualifications and experience. Always make sure you see a sample copy of a building survey report and the terms and conditions covering the survey before you make your selection.
Q: When do I call in the building surveyor?
A:A building surveyor is typically called right after the contract or purchase agreement has been signed, and is often available within a few days. However, before you sign, be sure that there is an building survey clause in the contract, making your purchase obligation contingent upon the findings of a professional building survey.
Q: What if the report reveals problems?
A:No house is perfect. If the surveyor finds problems, it doesn’t necessarily mean you shouldn’t buy the house, only that you will know in advance what to expect. A seller may be flexible with the purchase price or contract terms if major problems are found. If your budget is very tight, or if you don’t wish to become involved in future repair work, this information will be extremely important to you.
Q: What if I find problems after I move into my new home?
A: A building survey is not a guarantee that problems won’t develop after you move in. However if you believe that a problem was already visible at the time of the survey and should have been mentioned in the report, your first step should be to call and meet with the surveyor to clarify the situation. Misunderstandings are often resolved in this manner.
All building surveyors should carry professional indemnity liability insurance. The minimum amount of insurance coverage should cover the cost of re-instating your house if the surveyor misses something that he should have reported on.
Q: If the house proves to be in good condition, did I really need an inspection?
A: Definitely. Now you can complete your home purchase with peace of mind about the condition of the property. You will also have learned a few things about your new home from the surveyor’s report, and will want to keep that information for future reference. Above all, you can feel assured that you are making a well informed purchase decision, and that you will be able to enjoy your new home the way you want to.